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Procedures for working with owners

  1. We only agree to work with the person who owns the real estate property, whether a natural or natural persons or a legal entity and its legal representative. We only accept to promote and market properties which have been authorized and signed by the owner, this information will be verified in the public registry through the property (“finca”) number.
  2. Once this process is done, we will proceed to take pictures with the professional camera of the company as well as aerial photos (drone) when the property merits it. It is mandatory to take our own photos of the property and it is preferable that they are with the professional camera of the company, a camera specifically bought to take property photos. You will not be allowed to download photos of the internet or of other online advertisements, this is totally prohibited.
  3. To show the property we will proceed to register the appointment previously in writing with the owner to taking the person or going with an external real estate agent with client, in addition to making a basic filter and having the general profile of the client, this is with the view to inform the owner of the person we are taking to show their property. All contact with the owner will be through the listing real estate listing, that is, the agent who managed to list the property and provide services to the owner. And in turn, all contact with the client will be through the real estate agent who represents him / her, whether it is internal or external, that is, each agent will represent its part in the transaction in the cases in which it is this way.

Procedures for working with buyers or tenants

  1. Collect the basic contact details of the person, full name, email and cell phone, in addition to obtaining a general profile of the person, in a nutshell, knowing who we are dealing with in general sense in order to be able to provide the necessary service according to the client profile, this is for the benefit of all parties, it is called "Know Your Customer".
  2. At the same time, provide the client with all corporate and professional information of the company, i.e. "Know Your Agent", including but not limited to: company name, real estate license, physical office address, company corporate profile, etc.
  3. Provide the client with properties in accordance with his / her profile, collect all documentation and due diligence for contracts and advise the client from beginning to end until he is given the key to his rented or purchased property.

Procedures for working with external real estate agents

  1. Identify each other’s companies with the real estate license and / or natural persons license in case where it applies, this is the first step, it is like you real estate “ID”, or send a business card digitally or in physical form, therefore it is called a "business card". It is important always present yourself professionally and politely.
  2. If you are requesting photos and additional information of the property, please make the requests in writing, preferable by means of corporate email communication, we clearly understand that in today’s world we are much out on the street, mobilizing ourselves and attending appointments and other matters, however, in a corporate and professional world - what real estate should be - one should be able to communicate clearly with their corporate details via email.
  3. Please register the client in writing, this is for the benefit of all parties, to save us time if we are already attending the same client or to let you know if the same property has already been shown to the person. Another benefit is in case the client contacts the agent later by other means, the client was already registered for the property that is going to be shown, this could be "counter intuitive", but if we analyze it well, it is obvious why we must register the client in writing with the external real estate agent, and if we are working with a real estate professional (see items 1 and 2), there should be no problem. Another added benefit of this is to avoid the famous "ghost clients" that sometimes make "appointments" that are then "canceled" and sometimes it is only for an agent to receive photos and information of the property. Please let’s register our clients so we can save time and be more professional.


1. Seller. Acceptance of Price offered by the Buyer. 
2. Agent. Draft Purchase Offer Document and manage the signatures of all parties. 
3. Lawyer. Draft Contract Promissory Purchase and Sales Contract.
4. Agent. Manage the appointment, signatures of all parties and delivery of the initial down payment. 
5. Buyer. Send the Promissory Purchase and Sales Contract signed to the Bank, to obtain the Irrevocable Payment Promissory Letter, either with own funds or through an approved mortgage credit. 
6. Miscellaneous matters to be covered by the parties. Mortgage Balance Letter (if applicable), appraisal approved by the buyer's bank, obtaining insurance (fire, life, etc.), etc. 
7. Buyer. Signature of the bank's terms and conditions for the issuance of the Irrevocable Payment Promissory Letter. 
8. Bank. Issuance of the Irrevocable Payment Promissory Letter, it is delivered to the agent, lawyer or the seller directly, depending on how the transaction was structured. 
9. Taxes. Payment of real estate property taxes, real estate transfer (2%) and advance on Income Tax for capital gain from a real estate sale (3%). 
10. Good Standings. HOA fees and IDAAN. 
11. Legal Documents. Minutes of the Company or Foundation that authorizes the sale, Minutes of Transfer of Funds for the buyer's bank, Minutes of Sale, Minute of Cancellation / Disinfection / Release of Lien (either Mortgage and/or Trust), this last minute requires that the lawyer who signs for the bank, sign again in the same definitive protocol of sale. Typically, a bank takes 3 to 6 weeks to issue the Minute after receiving the Irrevocable Payment Promissory Letter and it takes another 3 to 6 additional weeks for the lawyer who signed the Minute to sign the definitive Purchase and Sale Protocol. 
12. Bank / Notary. Preparation of the definitive Purchase and Sale Protocol and summons to all parties to go to sign. 
13. Protocol. It is sent directly to the Public Registry for registration and that is where the final transfer is registered and the Public Deed of Sale is generated. 
14. Seller. Must go to the issuing bank of the Irrevocable Payment Promissory Letter with this original document to request the Cashiers Check or Checks for the cancellation of the outstanding balance. 
15. Buyer. Update of the Public Deed in ANATI, to adequately reflect that the newly purchased property is already in the name of the buyer with the values updated at the recent purchase price. 
16. Agent. Manage the delivery of the keys to the Buyer, who is now the new owner.

Arturo Enrique Miranda Castillo, Licensed Lawyer No. 13755 issued by the General Business Chamber of the Supreme Court of Justice of Panama, has a natural person registration No. 0314 as AUTHORIZED LOCAL CUSTODIAN… according to Agreement No. 1048 of November 24, 2015 issued by the General Business Chamber of the Supreme Court of Justice of Panama, Judicial Branch of the Republic of Panama, in accordance with Law 47 of August 6, 2013, modified by Law 18 of 23 of April 2015.

Arturo Enrique Miranda Castillo, has registration No. 1391 to exercise Conciliation and Mediation, issued by the Office of Alternative Resolution of Conflicts, of the Ministry of Government of the Republic of Panama, fulfilling all the requirements of Law 16 of June 17, 2016. He satisfactorily culminated the Mediation and/or Conciliation Training Program, pursuant to Executive Decree No. 777 of December 21, 2007, granted by the Conciliation and Arbitration Center of Panama (CeCAP).

Arturo Enrique Miranda Castillo, has in his personal capacity his Appraisal resolution No. 611253 issued by the General Directorate of Domestic Trade of the Ministry of Commerce and Industry of the Republic of Panama. It includes the activities of appraiser of movable and immovable property. 

Panama Real Estate & Investment Consultants, Corp. with registration certificate no. 253770, through resolution 1413, issued by the General Directorate of the Registry of Industrial Property of the Ministry of Commerce and Industry, possesses the exclusive use of the trademark registration of Panama Real Estate & Investment Consultants, Corp. and design, according to Article 94 of Law No. 35 of May 10, 1996.

Panama Real Estate & Investment Consultants, Corp. includes 7% of ITBMS (Transfer Tax on Movable Property and Services) on all commissions for services rendered, as established by Law 8 of March 15, 2010 and Law 61 of December 26, 2002. 

Panama Real Estate & Investment Consultants, Corp. is Real Estate Brokerage and Financial Consulting & Advisory firm registered, regulated and supervised by Intendence of Supervision and Regulation of NFSs, ascribed to the Ministry of Economy and Finance.

The assets or listings are obtained through external suppliers or third-party natural and/or legal persons. This website is owned by Panama Real Estate & Investment Consultants, Corp. and is for informational and illustrative use only and for advertising purposes. Panama Real Estate & Investment Consultants, Corp. is not responsible or guarantees the results obtained through the use of this page by its Users and any electronic communication derived from it.

Any of the assets or listings are from external suppliers or from third-party natural and/or legal persons and should not be interpreted as investment or tax advice, nor as a recommendation to buy, sell or hold any particular asset or listing and consequently neither Panama Real Estate & Investment Consultants, Corp. nor its subsidiaries, affiliates, associated or related entities, nor their respective shareholders, directors, officers, executives, agents or employees guarantee or assure satisfactory results and, consequently, the activities that are made by the Users are for their own account and at their own risk. The Users accept and acknowledge that they have knowledge of the information and risks of the transaction they are carrying out, for which reason they expressly exonerate Panama Real Estate & Investment Consultants, Corp. from any losses incurred in said transaction. Additionally, Panama Real Estate & Investment Consultants, Corp. declares that such transactions are carried out under the principles of impartiality, good faith, transparency, on the basis that the User assumes the risk and putting the interests of the User before those of Panama Real Estate & Investment Consultants, Corp.